Fuck its silent in here.......

[R-V]

Especially since people have budgeted for these taxes for 10 years.

Are you saying that some people budget 10 years in advance? Or that people have simply grown accustomed to these tax rates, so they shouldn't change?

No. and no.

Somebody please tell Yeti what he was saying.

[Yeti]

Especially since people have budgeted for these taxes for 10 years.

Are you saying that some people budget 10 years in advance? Or that people have simply grown accustomed to these tax rates, so they shouldn't change?

No. and no.

Somebody please tell Yeti what he was saying.

I'm not saying that people budget 10 years in advance, however, I'm saying they budget on a monthly basis. And if you alter that monthly income, you can screw things up for people. I assume you understand the concept of a budget, right? If you have $2500 in monthly income, and you have bills in the amount of $2250, and save or "waste" (unplanned spending) the remaining $250, and then that income gets reduced by, say $75 a month, then you're reducing that "save" cushion for a family. And when you're making only that much, you need to have a cushion. Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Plus, the government first encouraged us to buy buy buy these houses and cars while we're at a certain income point, and then they're going to lower our income to put us in more of a bind because of those larger monthly expenditures? Makes a whole hell of a lot of sense.

If you're saying that you want higher tax rates on the middle class, just say it. If you're just picking apart one single part of my post to be a dense fucking bitch, then say so as well.

[J. Walter Weatherman]

I assume you understand the concept of a budget, right?

Is this the part of Desipio where Yeti explains why outs are bad?

[Yeti]

I assume you understand the concept of a budget, right?

Is this the part of Desipio where Yeti explains why outs are bad?

Oh, trust me, I recalled that vividly. And outs are bad. They are the opposite of non-outs, which is the goal of baseball, to not make outs. Simple game.

[Ivy6]

Especially since people have budgeted for these taxes for 10 years.

Are you saying that some people budget 10 years in advance? Or that people have simply grown accustomed to these tax rates, so they shouldn't change?

No. and no.

Somebody please tell Yeti what he was saying.

I'm not saying that people budget 10 years in advance, however, I'm saying they budget on a monthly basis. And if you alter that monthly income, you can screw things up for people. I assume you understand the concept of a budget, right? If you have $2500 in monthly income, and you have bills in the amount of $2250, and save or "waste" (unplanned spending) the remaining $250, and then that income gets reduced by, say $75 a month, then you're reducing that "save" cushion for a family. And when you're making only that much, you need to have a cushion. Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Plus, the government first encouraged us to buy buy buy these houses and cars while we're at a certain income point, and then they're going to lower our income to put us in more of a bind because of those larger monthly expenditures? Makes a whole hell of a lot of sense.

If you're saying that you want higher tax rates on the middle class, just say it. If you're just picking apart one single part of my post to be a dense fucking bitch, then say so as well.

I can attest to this.  My monthly expenses are the exact same every month.

[Yeti]

Especially since people have budgeted for these taxes for 10 years.

Are you saying that some people budget 10 years in advance? Or that people have simply grown accustomed to these tax rates, so they shouldn't change?

No. and no.

Somebody please tell Yeti what he was saying.

I'm not saying that people budget 10 years in advance, however, I'm saying they budget on a monthly basis. And if you alter that monthly income, you can screw things up for people. I assume you understand the concept of a budget, right? If you have $2500 in monthly income, and you have bills in the amount of $2250, and save or "waste" (unplanned spending) the remaining $250, and then that income gets reduced by, say $75 a month, then you're reducing that "save" cushion for a family. And when you're making only that much, you need to have a cushion. Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Plus, the government first encouraged us to buy buy buy these houses and cars while we're at a certain income point, and then they're going to lower our income to put us in more of a bind because of those larger monthly expenditures? Makes a whole hell of a lot of sense.

If you're saying that you want higher tax rates on the middle class, just say it. If you're just picking apart one single part of my post to be a dense fucking bitch, then say so as well.

I can attest to this.  My monthly expenses are the exact same every month.

Yes, I was saying they're completely static.

[Ivy6]

Especially since people have budgeted for these taxes for 10 years.

Are you saying that some people budget 10 years in advance? Or that people have simply grown accustomed to these tax rates, so they shouldn't change?

No. and no.

Somebody please tell Yeti what he was saying.

I'm not saying that people budget 10 years in advance, however, I'm saying they budget on a monthly basis. And if you alter that monthly income, you can screw things up for people. I assume you understand the concept of a budget, right? If you have $2500 in monthly income, and you have bills in the amount of $2250, and save or "waste" (unplanned spending) the remaining $250, and then that income gets reduced by, say $75 a month, then you're reducing that "save" cushion for a family. And when you're making only that much, you need to have a cushion. Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Plus, the government first encouraged us to buy buy buy these houses and cars while we're at a certain income point, and then they're going to lower our income to put us in more of a bind because of those larger monthly expenditures? Makes a whole hell of a lot of sense.

If you're saying that you want higher tax rates on the middle class, just say it. If you're just picking apart one single part of my post to be a dense fucking bitch, then say so as well.

I can attest to this.  My monthly expenses are the exact same every month.

Yes, I was saying they're completely static.

Me too.

[Yeti]

Especially since people have budgeted for these taxes for 10 years.

Are you saying that some people budget 10 years in advance? Or that people have simply grown accustomed to these tax rates, so they shouldn't change?

No. and no.

Somebody please tell Yeti what he was saying.

I'm not saying that people budget 10 years in advance, however, I'm saying they budget on a monthly basis. And if you alter that monthly income, you can screw things up for people. I assume you understand the concept of a budget, right? If you have $2500 in monthly income, and you have bills in the amount of $2250, and save or "waste" (unplanned spending) the remaining $250, and then that income gets reduced by, say $75 a month, then you're reducing that "save" cushion for a family. And when you're making only that much, you need to have a cushion. Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Plus, the government first encouraged us to buy buy buy these houses and cars while we're at a certain income point, and then they're going to lower our income to put us in more of a bind because of those larger monthly expenditures? Makes a whole hell of a lot of sense.

If you're saying that you want higher tax rates on the middle class, just say it. If you're just picking apart one single part of my post to be a dense fucking bitch, then say so as well.

I can attest to this.  My monthly expenses are the exact same every month.

Yes, I was saying they're completely static.

Me too.

Then we're in agreement. Great

However, I suppose that when you're deciding whether or not to order Wrestlemania XXIV or UFC 213 or Sweet Teenie Babes 17 it could change

[Quality Start Machine]

I assume you understand the concept of a budget, right?

Is this the part of Desipio where Yeti explains why outs are bad?

Oh, trust me, I recalled that vividly. And outs are bad. They are the opposite of non-outs, which is the goal of baseball, to not make outs. Simple game.

there's 9 guys. Just pick one.

[Eli]

Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Buying a house or car while focusing on the monthly payment is an awful, awful financial decision. Not that you're advocating it, necessarily.  Just saying that people probably shouldn't do that, even though they do.

Edit: My final sentence is positively BC-ian, I realize.

[World's #1 Astros Fan]

Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Buying a house or car while focusing on the monthly payment is an awful, awful financial decision. Not that you're advocating it, necessarily.  Just saying that people probably shouldn't do that, even though they do.

Edit: My final sentence is positively BC-ian, I realize.

In the abstract.

[Yeti]

Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Buying a house or car while focusing on the monthly payment is an awful, awful financial decision. Not that you're advocating it, necessarily.  Just saying that people probably shouldn't do that, even though they do.

Edit: My final sentence is positively BC-ian, I realize.

So you don't look at the monthly payment amount? Shit, I got this all wrong! I should have bought that $300,000 house because it was really nice, not because it was out of my monthly budget

[Quality Start Machine]

Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Buying a house or car while focusing on the monthly payment is an awful, awful financial decision. Not that you're advocating it, necessarily.  Just saying that people probably shouldn't do that, even though they do.

Edit: My final sentence is positively BC-ian, I realize.

So you don't look at the monthly payment amount? Shit, I got this all wrong! I should have bought that $300,000 house because it was really nice, not because it was out of my monthly budget

I think he means it should be part of the process, but not the focus. At least that's what I hope he means.

[Brownie]

Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Buying a house or car while focusing on the monthly payment is an awful, awful financial decision. Not that you're advocating it, necessarily.  Just saying that people probably shouldn't do that, even though they do.

Edit: My final sentence is positively BC-ian, I realize.

So you don't look at the monthly payment amount? Shit, I got this all wrong! I should have bought that $300,000 house because it was really nice, not because it was out of my monthly budget

No, he's saying quite the opposite. Too many people buy a house or car, justifying that they can afford it simply on the basis of the monthly payment. The amount of equity you have in the house, the interest rate, the value of the house, property taxes, the upkeep of the house, etc. are factors often overlooked.

[Bort]

Also, people buy a car or a house not only based off of the whole sale price, but probably more importantly, on the monthly payment.

Buying a house or car while focusing on the monthly payment is an awful, awful financial decision. Not that you're advocating it, necessarily.  Just saying that people probably shouldn't do that, even though they do.

Edit: My final sentence is positively BC-ian, I realize.

So you don't look at the monthly payment amount? Shit, I got this all wrong! I should have bought that $300,000 house because it was really nice, not because it was out of my monthly budget

No, he's saying quite the opposite. Too many people buy a house or car, justifying that they can afford it simply on the basis of the monthly payment. The amount of equity you have in the house, the interest rate, the value of the house, property taxes, the upkeep of the house, etc. are factors often overlooked.

Drywall costs: the silent killer.